Getting Started

Ready to Go?

Getting started takes just a little paperwork & decision-making. Learn about next steps here.

That wraps up our 401(K) U video series.

To recap…

  1. Reach out to your human resources department and tell them you would like to participate in the 401(k) plan. They will give you any paperwork and/or online access needed to get started.

  2. There are several important forms you will find helpful & may need to fill out, such as wage deferral form and a beneficiary form.

  3. Select the type of 401(k) plan you’d like to contribute to… a traditional pre-tax 401(k), a Roth 401(k), or both types (if that’s an option).

  4. Set up your contribution % amounts.

  5. Choose your investment line-up.

If you want to learn more about your risk tolerance and how that can impact investment choices, take the Riskalyze survey & we can set up a time to chat about your results.

Also, if you have another 401(k) from a previous employer, read my article 401(k) Rollover – Things You Need to Know to learn if a 401(k) rollover might be right for you and steps to take.

Congratulations! You are now taking a great step towards saving for your future.  
We look forward to working with you.