Individuals

Since early spring, the coronavirus pandemic has shut down much of the US economy as we have traditionally known it. As a result, some individuals permanently or temporarily lost their jobs, some [...]

As a part of my service to individuals and small businesses offering 401k retirement benefits, I have developed a network of strategic vendors.  These are people who I rely on to provide timely [...]

The Coronavirus Aid Relief and Economic Security (CARES) Act is a significant piece of legislation representing nearly $2 trillion in support for individuals and businesses.  This is a massive [...]

Coronavirus (Sars-C0V2), the virus that causes COVID-19, has thrown a significant wrench into the way of how many of us work, play, and live. For many, this has involved working from home when [...]

Diversification across a number of assets classes can reduce a portfolio’s volatility and enable investors to stick with a long term investment strategy. While many people have heard that [...]

The Federal Government has made it a public policy to make 401ks one of the most secure investment vehicles to hold retirement assets. What is the key feature that makes 401ks so secure? All [...]

Tax Advantages of a 401k A 401k has numerous tax features that make it a powerful structure to hold retirement assets.  If taxes rise in the future to pay for the current level of stimulus [...]

When I meet directly with participants in a 401k plan, I often get the question: “Will, can you just tell me what to invest in?” Unfortunately, I cannot do that, as I am not their personal [...]

Almost all of my clients want to do more about climate change. They are sick and tired of watching devastating fires burn wild swathes of land and burning homes here in Washington State and [...]

In a recent research white paper, Empower Institute asks a simple question:  “Are retirement savers really facing a crisis?”  Empower argues that the answer to this question is, emphatically, [...]