Small business owners can benefit greatly from implementing a retirement plan for their employees. These plans not only improve employee retention, they build personal retirement wealth. I am an Accredited Investment Fiduciary (AIF), which means I specialize in managing retirement plans.

Small Business Retirement Solutions

CUSTOMIZED WEALTH-BUILDING BENEFITS FOR OWNERS AND EMPLOYEES

At Sapling Wealth Management, we help business owners create customized retirement benefit packages that are cost-efficient, easy to implement, and optimized based on decades of experience.

Business retirement plans offer the potential for immediate and long-term advantages.

  • Business tax savings: Employers can deduct contributions to retirement plans on federal income tax returns.
  • Recruit and retain employees: More than half of small business owners don’t offer their employees a retirement plan. Give your business an edge on hiring and turnover.
  • Defer taxes on personal income: Retirement income often places individuals in a lower tax bracket, so delaying taxes on retirement contributions can bring significant tax savings over the long-term.
  • Greater wealth building potential than IRAs: Employer-provided 401(k)s have contribution limits that are far higher than individual retirement accounts.

Learn more about these financial advantages by downloading our benefits package overview.

Sapling Wealth Management’s support packages provide a combination of expertise, accessibility, and online tools that can’t be found anywhere else.

  • Local expertise: We understand the economic factors at play that specifically affect businesses in and around Seattle.
  • One-on-one support: Business owners and their employees can speak with an investment advisor at any time with questions about their retirement plan.
  • Online educational resources: An assortment of interactive online resources greatly reduce the amount of company time spent on enrollment meetings and plan design.
  • Customizable add-ons: Support packages can include weekly insights, creating personal financial goals, and online access to the world’s top financial publications.

Take a moment to browse our standard and premium service packages.

I believe a full utilization of a retirement plan should be a cornerstone of any wealth creation strategy.

Here’s the bottom line: 401(k)s create major wealth-building benefits for owners and employees.

The best part? They are within the reach of small businesses.

Download a benefits package overview to learn how our 401(k) packages can help to build your business.

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I can set up a plan for a small business with 10 employees
that is lower cost and higher service than
my 401(k) was 20 years ago at a Fortune 500 company.

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